Real Estate Guide - Common Questions and Answers

Buying Your Home		Owning Your Home

•	Appraisals Market Value	•	Building Permits & Zoning
•	Common Q&A About Selling Your Home	•	Fixer-Upper Loans
•	Condominiums & Townhomes	•	Hiring a Contractor
•	Escrow & Closing Costs	•	Home Price Appreciation
•	Finding the Right Home	•	Homeowner Associations
•	Fixer-Uppers	•	Improving Your Real Estate
•	Foreclosures	•	Insurance
•	Home Inspections & Warranties	•	Property Taxes
•	Insurance	•	Refinancing
•	Interest Rates	•	Reversed Annuity Mortgages
•	Lease Options	•	Tax Considerations
•	Making an Offer	•	Whom to Contact - Maintaining & Improving
•	Negotiating and Closing a Good Deal	•	Whom to Contact - Other Ownership Issues
•	New Homes & Vacation Homes
•	Property Taxes
•	Tax Considerations
•	Tenants-In-Common and Co-ops
•	What You Can Afford
•	Whom to Contact - How to Buy
•	Whom to Contact - Where & What to Buy
•	Working With a Real Estate Agent

Selling Your Home		Your Mortgage

•	Appraisals & Market Value	•	15, 30, & 40 Year Loans
•	Common Q&A About Selling Your Home	•	All Cash
•	Disclosure	•	Alternative Loans
•	Escrow & Closing Costs	•	Appraisals & Market Value
•	Foreclosures	•	Assumable Loans
•	Lease Options	•	Bankruptcies & Foreclosures
•	Negotiating	•	Credit
•	Pricing the House to Sell	•	Easy-Qualifier Loans
•	Property Taxes	•	Fannie Mae
•	Seller Financing	•	Federal Housing Administration
•	Selling at a Loss	•	Fixer-Upper Loans
•	Short Sales	•	Interest Rates
•	Tax Considerations	•	Lease Options
•	Whom to Contact	•	Lock-Ins
•	Working With a Real Estate Agent	•	Low Down Loans
		•	Mortgage Credit Certificates
Investing in Real Estate		•	Negative Amortization
		•	No Money Down
•	Condos, Apartments & Single-Family Homes	•	Parent Gifts & Loans
•	Fixer-Uppers	•	Prepayment
•	Foreclosures	•	Prequalifying and Preapproval
•	Income Taxes	•	Private Mortgage Insurance
•	Lease Options	•	Refinancing
•	Property Management	•	Reversed Annuity Mortgages
•	Property Taxes	•	Seller Financing
•	Real Estate Value	•	State Programs
•	Seller Financing	•	Veterans Administration
•	Whom to Contact - How to Invest	•	Whom to Contact - Government Loan Programs
•	Whom to Contact - Investing, Tax Considerations	•	Whom to Contact - Home Loan Options
•	Whom to Contact - What to Invest in	•	Whom to Contact - Other Mortgage Considerations
		•	Whom to Contact - Qualifying